Investment Focus

Investment Focus: Legal & General Inflation Protected Deposit Plan

The current rate of inflation is well above the Bank of England’s target of 2% and is a major cause of concern for savers across the UK. We take a look at a recent new entrant to the market wh...

Investment Focus: Meteor Income Deposit Plan

The current economic environment is one of the most challenging ever seen and those that are feeling it most are savers and investors seeking an income from their capital. We take a look at one part...

Investment Focus: Gilliat Deposit Kick Out Plan

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o...

Latest investment commentary

What lies in store in 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ...

A review of the FTSE in 2011 and what we can learn

The FTSE is one of the most important indicators of investment performance and acts as a key benchmark for many investors in the UK. For this reason we take a look back at 2011 and review what happe...

Our Top 10 most popular plans in 2011

With 2012 well underway, there is already a competitive range of plans available across a wide number of plan types, whether you are looking for traditional savings routes, investments with the pote...

Investment Guides

Are you searching for income? Do you understand structured investments? Our free guides explain all.

Latest investment news

What lies in store in 2012

A review of the FTSE in 2011 and what we can learn

Our Top 10 most popular plans in 2011

Getting you a fairer deal

"Cahoot Investment Company is an independent Nigeria savings and international specialist. We provide saving and investment solutions from high street and private banks as well as investment providers whether you are an for individual & business.

We're here to help you get a fairer deal for your money by providing you with exceptional choice, value and service".

Alex Winters, Head of Investment & Savings

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Structured deposits laid bare

Structured deposits have seen a strong and consistent rise in popularity, which has been emphasised by the continued pressures on fixed rate bond yields. However, these are still a relatively new type of product and due to the wide choice available can sometimes be misunderstood.

Investing For Growth

Investing For Income

	Product Name	Maximum Potential Return	Term	More Info
	FTSE 100 Enhanced Kick Out Plan Investec Version	13.50% per annum	Up to 5 years
	Structured investment plan with the potential to mature after years 1, 2, 3 and 4. If the plan matures early it will return 13.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE Bonus Growth Plan	12.50% per annum	Up to 6 years
	6 year structured investment plan with the potential to mature early, returning the greater of 12.5% for each year the plan is in place, or the highest return from the FTSE, measured daily. Also available for Stocks & Shares ISA and ISA transfer
<	Early Bonus Plan	11.00% per annum	Up to 6 years
<	A 6 year structured investment plan with the potential to mature early, paying 11% for every year the plan is active. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 5 Quarterly Defensive Plan	4.25% per quarter	5 Years
	A 5 year structured investment plan with the potential to return 4.25% x the number of quarters the Plan has been active.
	FTSE Booster Plan	60%	6 years
	6 year structured investment plan that offers a fixed growth return of 60% even if the FTSE 100 falls. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 100 Geared Returns Plan	80%	5 years
	5 year structured investment plan with the potential to receive a defined return of 80%. Also available for Stocks & Shares ISA and ISA transfer.
	Growth Plan<	60%	5 years
	A 5 year structured investment plan which aims to provide a defined return of 60% at maturity. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 100 Accelerated Growth Plan	No limit	5 years
	5 year structured investment plan with the potential to return 2.2 x any growth in the FTSE 100 Index after 5 years. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE Protected Growth Plan	35%	6 years
	A 6 year capital protected structured investment plan that offers a potential early exit return of 35%. Also available for Stocks & Shares ISA and ISA transfer.
	Inflation Protected Deposit Bond	RPI Tracker	5 years
	5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap (minimum return of 16%). Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 3 Year Deposit Plan	19%	3 years
	3 year capital protected deposit plan with the potential to receive a defined return of 19%. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Deposit Growth Plan	No limit	5 years
	5 year capital protected structured deposit plan which aims to return 1.0 x any FTSE 100 growth. Also available for Cash ISA and Cash ISA transfer.
	Enhanced Growth Plan	40%	6 years
	6 year capital protected structured deposit plan which aims to return 5 x any FTSE 100 growth capped at 40%. Also available for Cash ISA and Cash ISA transfer.
	Growth Deposit Bond	50%	6 years
	6 year capital protected structured deposit plan which returns the greater of 8.00% or 1 x any FTSE 100 growth, capped at 50%. Also available for Cash ISA and Cash ISA transfer.
	Annual Locked-In Return Plan	36%	6 years
	6 year capital protected structured deposit plan which aims to return 6% annual growth capped at 36%. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Kick Out Deposit Plan - Option 1	6.00% per annum	Up to 5 years
	Capital protected structured deposit plan with the potential to mature after years 1, 2, 3, and 4. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Kick Out Deposit Plan - Option 2	6.25% per annum	Up to 5 years	M
	Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6.25% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.			M
	Moneybuilder	5.75% per annum	6 years
	A 6 Year capital protected structured deposit growth plan with the potential to pay 5.75% pa, up to a maximum of 34.5% over 6 years at maturity. Also available for Cash ISA and ISA Transfer.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.

	Product Name	Income Yield	Term	More Info
	FTSE Income Deposit Plan	7.25% per annum	6 Years	More Info >
A 6 year capital protected structured deposit plan with the potential to pay 7.25% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer.
	FTSE 100 Bonus Income Plan	7.50% per annum	5 years	More Info >
5 year structured investment plan paying an income of 7.50% annually, including a potential annual bonus of 0.5%. Also available as a monthly income option, Stocks & Shares ISA investment and ISA transfer.
	FTSE Income Plan	5.80% per annum	3 years	More Info >
3 year structured income plan with a fixed quarterly income return of 1.45% gross. Equivalent to 5.80% gross per year. Not available for ISA investment.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. The products shown will be arranged on a non-advisory basis, unless otherwise agreed. Different types of investment carry different levels of risk and may not be suitable for all investors.

Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice. Please refer to our Non Advisory Terms of Business and Disclaimer & Privacy Statement for further information.

The Financial Services Authority does not regulate taxation and trust advice, debt management, unsecured loans, credit cards, advice on household bills and some aspects of deposits, buy to let mortgages and secured loans. The information and content of this website is subject to the NG regulatory regime and is therefore intended for NG consumers.